prop firms with best profit splits
Ava Lin June 5, 2025 No Comments

Top Prop Firms with Profit Splits Above 85% (2025 List)

When you join a prop trading firm, one of the first things you’ll hear about is the profit split. This is simply how much of your trading profits you get to keep, versus how much goes to the firm. For example, if the firm offers an 85% profit split, you keep 85% of the money you make — and they take 15%.

Now, that might sound small, but over time, those few percentage points can make a huge difference in your income. That’s why serious traders pay close attention to these numbers. If you’re confident in your trading skills, you deserve a bigger cut of the profits — and in 2025, there are more high-paying prop firms than ever before.

So, if you’re tired of 70/30 deals and want a prop firm that truly rewards your performance, you’re in the right place. Below are the top prop trading firms offering profit splits of 85% or more — no fluff, no filler, just the real contenders.

Why Profit Split Percentage Matters

Let’s be honest — most traders don’t join a prop firm just for the tools or the community. You’re here to make money. And the profit split directly affects how much you take home after a winning streak.

Imagine this: You make $10,000 in profit. With a 70% split, you keep $7,000. But with a 90% split? That jumps to $9,000. That’s a $2,000 difference — just from choosing the right firm.

Over weeks, months, or years of trading, that difference adds up big time. The higher the payout, the more value you get for every successful trade.

High-profit splits are especially important if:

  • You trade frequently and rack up solid monthly profits.

  • You want to scale your account fast.

  • You’re a full-time trader and rely on payouts to support yourself.

So if you’re confident in your trading plan and just need a fair setup, choosing a firm with a generous profit split is one of the smartest decisions you can make.

Selection Criteria for High Payout Prop Firms

Structured Framework to Build Funded Trading Psychology

Not every firm that promises big payouts actually delivers them in a way that’s fair, sustainable, or trader-friendly. So before you jump in with the first company offering a 90% split, make sure it also checks these boxes:

1. True Payout Terms

Some firms say “up to 100%” — but the catch is, you only get that after passing milestones, hitting targets, or paying fees first. Make sure the payout is realistic and reachable.

2. Fast, Reliable Withdrawals

What’s the point of a high profit split if it takes forever to get your money? Look for firms that pay out on time, with options like PayPal, crypto, or bank transfer. Biweekly or weekly payouts are ideal.

3. Clear Rules & Simple Funding Process

You shouldn’t need a law degree to understand the payout rules. The best firms offer a straightforward challenge or instant funding, without hidden clauses or confusing fine print.

4. Good Reputation

Always check Trustpilot, Discord groups, Reddit threads, and YouTube reviews. Look for consistency in how they treat traders — not just flashy marketing.

5. Support and Scalability

Firms that offer coaching, risk tools, and a clear scaling plan usually give traders a better shot at long-term success. You want a partner, not just a platform.

Top Prop Firms Offering 85%+ Profit Splits

Best Prop Firms with Instant Funding in 2025

These are the standout prop trading firms in 2025 where traders can keep 85% or more of their profits. Each one has a slightly different model, but they all reward traders who know how to deliver results.

1. FundedNext – Up to 95% Profit Share

Payout: Up to 95%
Account Size: $5K – $300K
Payout Frequency: Biweekly
Funding Type: Challenge-based or Instant Funding

FundedNext is a favorite among high-volume Forex and CFD traders. What makes them stand out? Their scaling flexibility and super fast withdrawals. You can start with a small account and scale up — all while keeping up to 95% of your profits. Plus, they support crypto payouts, which is a win for many.

2. City Traders Imperium (CTI) – Up to 100%

Payout: Up to 100%
Account Size: $2.5K – $100K
Payout Frequency: After 10 days or $100 net profit
Funding Type: One/two-step or Instant

CTI gives you something rare: a chance to keep 100% of your profits through their loyalty program and performance-based salary model. This firm is perfect for traders who want both funding and growth opportunities — plus, they offer solid training and support.

3. FTMO – Up to 90% Profit Split

Payout: Up to 90%
Account Size: $10K – $2M
Payout Frequency: Biweekly
Funding Type: 2-Step Challenge

FTMO is one of the most well-known and trusted names in prop trading. Their structured evaluation process is designed to reward consistent performance, and top traders get a 90% payout. Their platform support (MT4, MT5, cTrader) is also a big plus.

4. Topstep – 90% After First $10K

Payout: 100% on first $10K, then 90%
Account Size: $50K – $500K
Payout Frequency: Biweekly
Funding Type: Challenge (Futures only)

If you’re a futures trader, Topstep is the gold standard. You get to keep your first $10,000 in profit 100%, and after that, it’s a clean 90% split. They’ve been around for over a decade and offer excellent coaching and risk management tools.

5. MyFundedFutures – 90% Flat Payout

Payout: 90%
Account Size: Up to $600K
Payout Frequency: Weekly
Funding Type: 1-Step Evaluation

One of the newest stars in futures prop trading, MyFundedFutures offers a simple, trader-first model. No daily loss limits, fast funding, and you keep 90% of your profits right from the start. Ideal for serious traders who don’t want to jump through too many hoops.

Quick Comparison Table

Prop Firm Max Profit Split Account Size Payout Frequency Notable Feature
FundedNext Up to 95% $5K – $300K Biweekly Multiple funding types, fast crypto payouts
City Traders Imperium (CTI) Up to 100% $2.5K – $100K Min. 10 days Trader salary model + loyalty incentives
FTMO Up to 90% $10K – $2M Biweekly Strong reputation, global support
Topstep 100% first $10K → 90% $50K – $500K Biweekly Futures focus + full first payout
MyFundedFutures 90% Up to $600K Weekly One-step process + no daily loss limits

Factors to Watch: Payout Clauses and Hidden Fees

Not all high payout numbers mean what they seem. Before you get too excited about a “100% profit split,” look out for the fine print. Here are a few things to check before you commit:

1. Is It “Up To” or Actual?

If the firm says “up to 90%” — ask: When do I actually get 90%? Some firms only give the top rate after you’ve traded for months or passed certain milestones. Others reduce the payout if you withdraw too early.

2. Fee Recovery Models

Some firms give you 100% until they “recover fees” or startup costs. After that, it drops to 80% or less. Always ask if there are any “first payout” rules or limits.

3. Withdrawal Restrictions

Check how often you can withdraw and if there’s a minimum profit or trading days required before payouts. Some firms pay weekly; others may only pay once a month or after certain conditions are met.

4. Hidden Platform or Data Fees

Some firms charge for charting tools, data feeds, or platform access. These might not show up until you’ve passed the challenge and reached the funded stage.

5. Scaling Conditions

Many firms offer larger accounts or higher payouts once you meet a target (like 10% growth). That’s great — as long as the rules are transparent and achievable.

Choosing the Right High-Payout Prop Firm

Just because a firm offers 90% or even 100% profit split doesn’t mean it’s the best fit for you. The right firm depends on your trading style, goals, and how much freedom you want.

Here’s how to pick the one that makes the most sense:

1. Know Your Trading Instrument

  • Forex or CFDs? Go for FundedNext or FTMO.

  • Futures? You’ll like Topstep or MyFundedFutures.

  • Mixed assets? CTI offers diverse funding programs.

2. Evaluate the Funding Process

If you want to skip the challenge and start trading live accounts, choose a firm with instant funding options (like FundedNext or CTI). Prefer a structured evaluation? FTMO or Topstep have some of the best-designed challenges out there.

3. Think About Support and Education

Beginners or those looking to grow may benefit from firms with training resources, live support, or even trader salaries (like CTI and Topstep).

4. Factor in Payout Speed

Some traders prefer getting paid weekly, while others are fine waiting 14 days. If fast cash matters, pick firms with weekly or same-week payout options (MyFundedFutures is a standout here).

5. Check the Fine Print

Read the rules. Always. Check the dashboard, refund policy, payout terms, and user reviews. A high profit split is great, but only if you get paid on time and without headaches.

Final Thoughts

If you’re a confident trader and want to maximize your earnings, choosing a prop firm with a high profit split just makes sense. In 2025, you no longer have to settle for 70/30 or even 80/20 deals. There are solid, reliable firms now offering up to 100% payouts — and many of them come with fair rules, fast withdrawals, and solid support.

Whether you’re into forex, futures, or multi-asset strategies, there’s a high-payout firm that fits your style. Just make sure to read the rules, avoid hidden traps, and choose a firm that rewards you for the value you bring.

Bottom line? If you’re doing the trading, you deserve the bigger cut.

FAQs

1. What does “up to 100% profit split” actually mean?

It usually means you start lower (like 80%) and can reach 100% after meeting certain milestones — such as trading consistently, reaching profit targets, or being part of a loyalty program.

2. Do higher profit splits come with stricter rules?

Not always. Some firms offering 90–100% splits are actually more flexible than older firms. Just be sure to read the fine print on risk rules and withdrawal conditions.

3. Which high-payout firm is best for beginners?

FTMO is very beginner-friendly with a smooth challenge and tons of educational tools. FundedNext is another good option with simpler rules and instant funding if you want to skip evaluations.

4. Can I get paid in crypto or PayPal?

Yes, many top firms like FundedNext, CTI, and MyFundedFutures offer crypto payouts. Some also support PayPal or direct bank transfers — check their payout methods before joining.

Ava is a blockchain analyst and crypto trader who bridges the gap between traditional finance and digital assets. Her writing demystifies crypto trading and helps readers navigate volatile markets with confidence. Ava’s insights are grounded in both technical analysis and blockchain fundamentals.

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